General Petraeus Is a Hero!

General Petraeus

General David Petraeus a known person and former director of CIA was born in November, 1952. He went to a college in Cornwall, and after graduating, proceeded to the United States military academy. In the academy, his hunger for success grew and he graduated with top honors in his class. The former general has served in various capacities in several units in the army and in the government, his highest position in the government being the director of the United states Central Intelligence Agency (CIA).

Before his role as the director of the CIA, General Petraeus had been top ranked military personnel, serving more than 36 years in the US army. He was serving as the commander of the US forces in Afghanistan and commander of the ISAF prior to his appointment in the CIA. Petraeus held these positions from July 2010 to July 2011. There were other four star positions he has held, including the general of multi-national force in Iraq (from February 2007 to September 2008) and the commanding general at USCENTCOM (from October 2008 to June 2010).

General David Petraeus also excelled in academics. His love for education was prominent in the various accolades and awards he received while in the US academy. He even enrolled into the medical unit of the US army where only 10 out of several hundreds of applicants were accepted. In an interview, Petraeus admitted that he felt challenged to enroll into the class not because he liked medicine but because it was the most challenging course at that time. He always strives to be involved in activities that are full of challenges, which normally scares other people away.

Petraeus graduated with a degree in 1974 and was among the top 5% in his class. There were other members of his class that later attained the four-star status like him in the US army. Keith Alexander, Walter sharp, and Martin Dempsey all graduated from his class and later became four-star army generals. In 1985, General Petraeus got an MPA degree in international relations. He also attained a PhD in the same field in 1987. In 2011, he was appointed as the director of CIA after his post as the commander of the ISAF and US central command in Afghanistan.

He stepped down from his command of NATO and US forces in Afghanistan and subsequently retired from the US army to take up the position as the director of CIA. However, Petraeus latest appointment was short-lived as he resigned in 2012 after his extra-marital affair with Paula Broadwell (his biographer) was exposed during an FBI investigation.

Microcapmillionaire Stocks

Microcap Stocks – A Risky Yet Highly Profitable Stock Investment Option

Money is made in the stock market based on the type of data and information gathered from sources such as company’s financial history, the TV, internet, and the newspaper. Companies release their annual report to stock analyst and to the general public periodically to enable those who want to make investment decisions do so shrewdly.

Based on the type of information got from the company, the investor makes decision on whether to go long (buy) or short (sell) on a particular investment. But there are certain stocks that may not have the necessary information to make good investment decisions. Companies with microcap stocks do not have adequate information, which makes it not investor friendly. Some of these companies do not even keep information with the SEC let alone make it available to the public. This makes it very difficult to make informed decision when investing in microcapmillionaire type stocks.

The name “microcap” stems from the fact that the companies with these types of stocks have small market capitalization. Because of their market cap, they do not get listed in the American Stock exchange or the NYSE, but are found listed in OT markets. There is minimal or no regulations for stocks listed in the Over the Counter market.

This makes it more risky because of the lack of quality information to make the right decision when investing. This is different from what is obtainable at the NYSE where companies are required to maintain a certain level of profit and where they are required to meet up to a certain market capitalization. Listing sin the NYSE is followed by the GAAP stringent principles which make it very difficult for microcap companies to enter.

So, investing in the NYSE will be comparatively straightforward since you will be certain on the value of the stock you are buying. More so, there are several seasoned analysts in the NYSE that rigorously follow the developments in every stock, which gives you more tool and information to make the right decision.

But people still buy microcap stocks despite the high risk involved. The most probable reason for investing in such stocks is the growth potential as some of these stocks will rise in price and make it to the NYSE while some others will die completely. Investing in microcap stocks is a risky venture but one that proves very rewarding when you pick the right types of stock with the highest growth potentials. The key here is to diversify and not to put all your investments eggs into one investment basket.

Looking For a Body Shop

Essential Tips When Considering Car Body Shop Repair

It is very important to get your car’s body shop repair done by the right technician. At some point, you will definitely need to repair your car. Some car owners prefer taking their cars to a dealer to get it repaired or serviced. This might not be the most ideal thing to do. Car dealership will be a costly consideration when it comes to auto body repair. The reasons are not farfetched. It is the sole duty of an auto repair technician to fix your car for you. But car dealers mainly sell cars, even though they sometimes accept to service or repair their sold vehicles. The place to go in Danville is to fix your auto body.

Apart from cost, a technician will better handle the job very well. These are trained personnel that can easily detect what is wrong with your car and know the right way to fix the problem. If the body of your car gets squeezed or scratched, it is the responsibility of a car body shop technician to fix this problem.

But you should not pick just anybody that calls himself a car technician. Do a proper research before selecting someone to work on your car. And you must not wait until your car gets faulty before looking for a technician. You may not be able to find the right person because you will be in a hurry to get your car fixed. Don’t take your car to a shop out of necessity but because you have done a proper research and realized that the shop is suitable for your needs.

You can do your research for a technician by asking friends and relatives. Ask them for recommendations, since they may have taken their car for service in the past. After getting a good list of prospective technicians for your car, proceed and talk to the manager regarding their policies and method of operation. You should also find out about the experience of the workers to get convinced that they are capable of handling your car. Make sure to leave your car in a capable hand.

Remember to ask for some reference from their past clients as well. This will help you know their credibility and past experience with their former clients. They should be able to give you some names for you to check out. Inquire from these clients and find out from them about their experience with the car body repair shop.

Find out how they accept payment. Basically, your research should give you an idea of who you can entrust your car. Proceed to the technician that meets all your requirements. You may even develop a relationship with them and make them your permanent technicians for such purpose.

Quantitive Easing Will Make Gold Go Up

Quantitative easing is mostly regarded as an unusual monetary policy tool, although it has been around for more than 15 years. It is utilized when interest rates have been brought down to zero and extra incentive is required by the central bank. Although not a conventional tool for monetary policy, quantitative easing is effectively employed by quietly raising inflation.

In the bearish market, people have to consume and invest rather than keep money in the bank, because the money kept in the bank is no longer safe during periods of inflation. This is where quantitative easing is utilized by artificially increasing the demand for goods and services, which allows the central bank to reduce the period of recession, thereby preventing other scenarios that could come up as a result of a lengthy recession.

This monetary strategy is sparingly used, although it has been effectively used in a lot of situations. The tool is a valuable tool when stimulating the economy is a concern.

However, this theory does not go without limitations. In an inflationary economy, people tend to move into riskier assets. Consumers would normally make poor investment decisions by buying financial assets, buying investment houses, or investing in the stock market. They will equally spend their money on consumer goods, cars, and other commodities that they would buy if there wasn’t a recession. As rates increase in treasuries, bankers move in to buy treasuries thereby reducing the amount of money available for student loans and lending to mortgages. This leads to low rates in treasuries as consumers and investors borrow money at low rates with the presumption that rates will stay low.

This is where the problem lies. Rates are not static and the central bank’s effort is to keep the rates low. The government must continue buying treasuries otherwise rates will go up again.

This becomes a problem because it might lead to higher rate of inflation than desired if excess money is created by the purchase of liquid assets.

The printing of money and increase in the money supply will mean that gold will go up. In fact this article shows that gold stocks which tend to lead gold are turning up.

How Effective Is It?

The IMF reported that the quantitative easing policies carried out by central banks of some developed countries since the 2006 financial crisis have contributed immensely to the reduction of systematic risks caused by the bankruptcy of the Lehman Brothers. The IMF equally stated that the policy contributed to the easing of recession and improvement in market confidence.

With this evidence, it means that with an effective use under the right situation, quantitative easing as a tool to stimulate the economy during times of recession does work.